Strategy - Service - Solution
Educating everyday Australians and setting a clear strategy.
About Jassay Group
Jassay Group is a specialist, one-stop-shop boutique provider of high quality services in finance, property and wealth. We are made up of very experienced brokers, advisers, strategist and administrators; along with alignment of independent affiliates who are ‘experts’ of their field.
“We believe working with an experience team like us will get you the best results”.
Process
Introduction
The process is challenging at times, but very rewarding. Lots of patience is required. Don’t stress, you will be guided step by step. Throughout the loan application, our Lending Specialists will keep in touch by email, phone and video conference.
Jassay strategy session
We’ll email you our client information form, or our ‘fact find’ to learn of your current circumstances. Upon receiving the form back, we will conduct the home loan strategy session via face to face, phone, email and video conferencing; skillfully crafted to suit the uniqueness of your financial circumstances. We look at your servicing capacity, savings, employment, credit file and overall financial position. Not one loan are the same. We deep-dive into your goals and what you wanted to achieve. Our goal is to provide you a clear pathway from your short-term to long-term goals. Put simply, we work in partnership with you to achieve the best possible outcome.
Putting the application to the bank
This is a very important process. We will analyse your information and put the deal together. Before we submit the loan to the lender, we will conduct a back ground check, employment verification, credit report, bank statements, pay slips. This will ensure we won’t miss anything before submitting to credit.
Condition appoval
Provided that all information is true and correct, a conditional approval will be granted. This is where the lenders have ‘some’ conditions that you may need to meet. The main conditions are valuation and pest reports. Other would be Lenders Mortgage Insurance.
Unconditional approval
Once all conditions are met, the loan becomes ’unconditional’. This means the loan is a DONE DEAL.
Settlement
Loan package is sent out by post, email or to your solicitor. Your solicitor will conduct searches of the property, transfer titles documents, and run through the loan documents before you sign and accept. They will ensure the loan package is the correct product, interest rate from the original application.
“Remember, we want our Clients to understand the process and their current position, which will enable them to make an inform decision and live a sustainable life”.
Malyson has the knowledge and experience to assist her clients in all finance needs. Her approach to her Client is to achieve the best possible to loan, suited to their individual circumstances.
With over 25 years background in Finance and Banking and 6 years as a Mortgage Broker, means she understand numbers and what the bank requirements are. She acts as an advocate for her clients and takes the trust they place in her very seriously. Clients receive added value at every turn. Her strong negotiating skills with the Lenders deliver results every time.
A wife, mother, and down to earth business women, with a genuine passion for people. Her interests outside the profession include relaxing with a book. Her other interest include collecting orchards; baking; meeting up with family and friends. She value quality time with her family and recently have the ‘travel bug’ to see new places.
Malyson Sayabath
Director of Jassay Group
Our team
Jasmine Sayabath
Administration /Marketing
Jasmine is currently studying a Bachelor of Biomedical Science QUT (2nd Year). She is the ‘go to’ person for administration and marketing. Jasmine
- manages the day-to-day operations,
- ensures the correct practices are being met,
- assures a smoothly functioning of the office.
Young, confident and her attention to details are her strengths. At 19 she has already supervised and managed a team of people at Woolworths and Scene to Believe Photographer respectively.
Jasmine passion is music. Her dream one day is to become a famous singer and song writer.